Get Rid of Back Fat
12 repetitions, 3 sets

Stability Ball Row:

Wrap a resistance band around a stability ball, and position your body face down on the ball so your torso and core are fully supported. Take hold of the end of the resistance band. (Hands should be directly below your shoulders, palms facing in.) Take 2 counts to lift the ends of the resistance band, driving your elbows toward the ceiling and keeping your arms close to your sides. Take 4 counts to return to start and repeat.

Back Extension on Stability Ball:
 Lie face down over a stability ball, hips resting on ball and feet on ground, Bend elbows, placing hands on either side of your head. Lift chest off the ball, keeping lower body stationary (be careful not to strain your back); lower to starting position. Repeat

Resistance Band Row:
Sit with legs straight out in front of you. Hold the ends of a resistance band in each hand and loop the center around the arches of your feet. Extend arms in front of you, shoulder-width apart, palms facing floor at shoulder height. Pull elbows straight back, bringing hands to either side of your chest. Release and repeat for 12 reps. Bring hands to belly button height: turn palms to face each other. 

Plank:
From all fours, place forearms on the floor, hands flat, elbows directly under shoulders. Tuck toes under and extend both legs, lifting knees off floor. Balance weight evenly between toes and forearms, keep body as straight as possible. Hold for 5 to 10 counts while breathing deeply, then drop knees to floor and rest for 5 counts. Repeat

Cardio

  Interval Training
30 Minutes
You can do this routine on any cardio machine, though it has been written for a treadmill. Make sure to keep the incline on 2 percent throughout to increase calorie burn.

MIN INTENSITY MPH
0-5 Walk 3-4
5-10 Jog 6-7
10-11 Run 8-9
11-13 Jog/Run 6-7
13-15 Run 7-8
15-18 Jog/Run 6-7
18-20 Run 8-9
20-22 Jog/Run 6-7
22-23 Run 7-8
23-28 Jog/Run 6-7
28-30 Walk 3-4